VRS Divorce and Domestic Relations Orders: How a DRO Affects Your Pension
How a divorce affects your VRS retirement — what a Domestic Relations Order (DRO) does, how it limits payout options, and the forms you need to know.
Blog
Is VRS Retirement Taxable? Federal and Virginia Tax Rules
How VRS pension income is taxed — federal and Virginia state withholding, the age 62+ subtraction, PLOP lump sum taxes and Form 1099-R reporting.
VRS Retirement Application: Timeline, Steps and What to File
Step-by-step guide to applying for VRS retirement — the 120-to-60-day window, myVRS vs paper VRS-5, spousal acknowledgment and the checklist before you file.
VRS Retirement Age: Unreduced and Reduced Eligibility by Plan
Find out the earliest age you can retire under VRS Plan 1, Plan 2 or Hybrid — unreduced eligibility, reduced retirement and the early retirement penalty.
VRS PLOP: How the Partial Lump-Sum Option Payment Works
How the VRS Partial Lump-Sum Option Payment works — eligibility rules, the 1x/2x/3x tiers, the permanent pension reduction and tax implications of taking a PLOP.
VRS Disability Retirement: Eligibility, Process and What to Know
How VRS disability retirement works — who qualifies, how it differs from VSDP, the application process, and what happens to your benefit if you recover.
VRS COLA Adjustment: How Cost-of-Living Increases Work by Plan
How VRS COLA adjustments are calculated for Plan 1, Plan 2 and Hybrid retirees — the formula, the caps, when it kicks in and the 2025-2026 approved rates.